The Department of Labor (DOL) sent the final version of its fiduciary rule to the White House last week, which suggests it may take effect soon. Lawyers studying the rule think it won't differ much from the proposed version. Word is the DOL is moving fast to make sure that Congress or a new president can't easily undo the rule.
Keep an eye on the news and, for more in-depth analysis, read this article from Investment News.
John
"PASSED!!! So grateful for the Danko team — I honestly feel like every part of this process got to me to the much anticipated PASS screen today."
A.T., Live Review student (November 2023)
"Passed! I couldn't have done it without the Danko Team!"
D.L., Live Review student (November 2023)
"Thank you so much John, your guidance was invaluable."
M.H., Fast Track student (July 2023)
"With the Danko team behind me, I passed! I can’t thank the Danko team enough."
C.F., Signature Live Review student (November 2023)
"Passed!! Huge thank you to Brett, John, and Amy couldn’t have done it without your help!"
T.K., Live Review student (November 2023)
"I can add my name to those who passed this cycle! Thank you to Thomas, Brett Danko, LLC, John Choi, and the entire team!"
J.B., Live Review student (November 2023)
"PASSED! This program is legit, y’all. The test was challenging, but I felt so prepared in that testing center."
A.M., Signature Live Review student (November 2023)
"PASSED. Wow. Feels great to say. Danko and team do a great job preparing you for this beast!"
J.E., Live Review student (July 2023)
"I am a retaker and followed exactly what Brett laid out for us versus doing my method in March. I passed this time! Thank you all for your contributions and help in getting me over the finish line."
S.S., Live Review student (July 2023)
"Second time taking the exam, first time with Danko and I PASSED!!!"
S.G., Signature Live Review student (November 2023)
"PASSED!!! Thanks to Brett and John Choi."
T.C., Live Review student (November 2023)
"I am now a first time taker who PASSED!! Be confident in Brett Danko’s process."
B.C., Live Review student (November 2023)
"It’s a PASS! Thank you to Brett, ChoiGPT, and the rest of the Danko team for getting all of us prepared."
S.W., Live Review student (November 2023)
"Passed!!! Thanks to Brett, ChoiGPT and the Danko team."
M.S., Signature Live Review student (November 2023)
"I cannot thank the Danko team enough for their program. It was undoubtedly the most rigorous I have ever experienced. But when facing the most challenging exam I’ve ever taken… I can’t thank you all enough."
A.F., Live Review student (November 2023)
"I passed! Thank you to Brett, Choi GPT, Amy Leis and the entire Danko team! It's been a great ride!"
B.B., Live Review student (November 2023)
"Passed! Passed! Passed! So hard not to jump up and throw your arms in the air the minute it shows up on your screen. Thank you Team Danko for making me believe in Me!!"
L.B., Signature Live Review student (November 2023)
"I passed! Huge thank you to the Danko team, especially Thomas who was the GOAT."
S.W., Fast Track & Live Review student (November 2023)
"I PASSED today!!! Huge case study right out of the gate, kept it together and followed the Danko method to a T. I AM SO THANKFUL FOR THE ENTIRE DANKO TEAM!! Brett, John, Thomas your insight was invaluable!!"
L.M., Live Review student (November 2023)
"Passed! Had a lot of nerves/self doubt coming into this test. This Danko course was a life saver and provided the guidance I needed to pass this thing on attempt one. Thank you to the entire Danko team for putting together this amazing prep course!"
N.G., Live Review student (November 2023)
"Passed! I am so grateful for the outstanding process/curriculum the Danko team have put together."
M.F., Live Review student (November 2023)
"I'm a career changer with absolutely no experience in the field, and this felt like such an enormous undertaking. But today...I PASSED!!! Thank you to Brett Danko and his whole team!"
A.G., Live Review student (November 2023)
"I transferred late in the game from another educator who went way deep in the weeds and the entire Danko team has been incredible and got me across the finish line for my 5th AND FINAL TIME!!! I will be forever grateful to this entire team! What an incredible journey!"
L.H., Live Review student (July 2023)
"Passed! Huge relief. I owe it to Brett and Amy big time! Thanks to all for the support and help, it was huge."
M.T., Live Review student (November 2023)
"Very grateful to say that I passed! Thank you to the Brett Danko team for all the help, and thank you to you all for the support as well. I was a second time test taker, and it truly takes a village to get through this thing. I highly recommend doing a series of tutoring sessions with Amy Leis. She really got my mindset right after I wasn't successful in my first attempt, and gave me so many useful pointers that truly made a difference in my approach going into this exam."
G.B., Live Review student (July 2023)
"I still can't believe it. I passed. John Choi was the deciding factor and that's not a joke. His insights and tips were crucial. I can't thank Brett Danko, LLC and the entire team enough."
G.V., Live Review student (July 2023)
"Thank you Brett Danko Live Review - November '23 CFP Exam and team. I followed the process and I passed my CFP Exam! Follow the process and you will too!"
J.P., Signature Live Review student (November 2023)
"I did the self paced program with (another provider), and failed the exam twice. I took for granted the complexity and amount of knowledge you need to consume for this test. I was referred to the Danko program this time and I did EVERYTHING Brett said to do. I followed his program and put in the time and effort. It all paid off. This program was a game changer and was everything I needed and didn’t even know it."
S.G., Live Review student (July 2023)
"Passed! Thanks to the Danko team for getting me to the finish line. It was hard, but I had the tools!"
L.D., Live Review student (July 2023)
"1st time test taker and passed today. Brett is spot on with what you need to know for the exam. You can tell their program puts time in to filter through what the CFP board wants you to know. During the break, I spoke someone who used (another provider) for his review, and he was completely lost. He was looking over notes and panicking. Glad I chose Danko!"
C.M., Signature Live Review student (November 2023)
"In the words of Brett Danko, LLC: Holy Heck! That exam was a battle. Thought I failed at halftime, but made a comeback in the 2nd half to luckily pass. Thanks to Brett and the entire Danko team for helping get me through!"
S.S., Live Review student (July 2023)
Passed today! Thank you to Brett, Amy, John, and all the Danko team. I’m still shaking!"
G.R., Live Review student (July 2023)
"Brett, Thomas & John Choi - thank you for being such amazing instructors. I will recommend this program to ANYONE looking to pass the CFP."
A.S., Live Review student (November 2023)
Thank you so much to the Danko team!! I’ve studied with (2 other providers) and now Brett Danko’s course and I will say Brett Danko’s course has prepared me the most BY FAR."
R.A., Live Review student (November 2023)
"Passed!! This was my first try with Danko after failing twice in the past with (another provider). Cannot thank everyone enough - Brett, John, Michelle. Danko sets you up to be successful with the concepts, you just need to put in the work and don't give up! "
B.L., Live Review student (November 2023)
"As a retaker, I'm excited to say I passed!! a big shout out to Amy Leis for helping me conquer my head trash and for the study plan/tips! Thanks also to the entire Danko team."
J.P., Live Review student (July 2023)
"I feel so relieved after passing today! John, Brett, Amy and the crew are amazing!"
R.M., Live Review student (November 2023)
"Passed!!! Huge thank you to Brett and the team. Without Brett’s constant positive attitude and seeing everyone do this together, I don’t think I could have done it. I will be recommending Danko to every single person I know!!!"
H.C., Live Review student (November 2023)
"I passed! It's amazing what the Danko team is doing for the world of financial planning!!"
S.F., Live Review student (November 2023)
"I PASSED! Thank you so much to the whole Danko team for doing such a great job preparing us."
R.B., Signature Live Review student (November 2023
"Passed!! Thanks to everyone for the help and support. Shoutout to Danko and the crew, definitely couldn’t have done it without them."
M.W., Live Review student (November 2023)
"Passed! Thank you so much team Danko, couldn’t have done it with out you. Everything you taught and said was true. The test definitely didn’t feel as hard as Brett’s and the attention to detail made it easy to spot when they were being tricky."
C.S., Live Review student (November 2023)
"I PASSED!!!!! Thank you so much to #ChoiGPT, Brett, the Danko team!"
R.L., Live Review student (November 2023)
"Thank you so much to the whole team! I passed yesterday and like others could barely hold back tears of joy! Brett's material was spot on! I was so comfortable and calm taking the exam!"
K.C., Live Review student (November 2023)
"Thank you Danko team! These four letters mean so much to me : PASS. Your program is so much more than a CFP review program, so much so that I can't even find the words to describe it!"
P.B., Live Review student (July 2023)
"Just wanted to thank Brett Danko and his team. Passed the exam today!"
A.M., Live Review student (November 2023)
"PASSED today!!! I failed in July after taking with the review with (another provider). When I failed, my instructor discouraged from trying again so soon. That is when I called David Danko and signed up for Brett Danko review. I am happy I did! So thankful I believed in myself. And very thankful to Brett Danko and his awesome team!"
K.F., Signature Live Review student (November 2023)
"Can't say enough good things about the quality of the study materials - I feel extremely prepared."
B.D., Fast Track student (July 2023)
"As a second time taker (1st time using Danko), I finally passed. Brett & his team are phenomenal!"
A.M., Live Review student (November 2023)
"Passed! First time test taker! Thanks Danko!!"
T.X., Live Review student (November 2023)
"I signed up my Danko’s live review in the eleventh hour after feeling that the group that I took my courses through was not going to get me over the finish line. During the review I had a mindset shift and felt for the first time in a year that I was capable and could pass. I PASSED! Best day ever! Thanks, team Danko!"
E.W., Live Review student (July 2023)
"PASSED TODAY!! My second attempt. First attempt was March 2022 with (another provider). I couldn’t have done it without this program! Danko was spot on with making his material tough so the real thing wouldn’t be as scary. The test was tough; harder than the practice exam but easier than Danko’s questions in my opinion."
E.Y., Live Review student (November 2023)
"Passed today. Can’t express enough how thankful I am for this program. The live review in Boston was phenomenal!"
C.B., Live Review student (July 2023)
"Just wanted to post a final thank you to Brett, Amy, ChoiGPT, and everyone else who has helped through this rigorous process. Was able to pass yesterday and am so so so thankful that I went with THE BRETT DANKO!! Thanks again all!"
D.E., Signature Live Review student (November 2023)
"Third time test taker, but first time with Danko and passed today!! Thanks to everyone at Danko, especially Amy Leis who helped a ton with getting through this thing."
J.S., Signature Live Review student (November 2023)
"Another win for team Danko! I Passed! So grateful for this group and everyone on the Danko team!"
N.A., Live Review student (July 2023)
"Passed today! Just wanted to say thank you to Brett, John Choi, and the whole Danko team. You have no idea how much I really needed all the positive vibes you guys brought on every call."
J.L., Live Review student (July 2023)
"I am a retaker from July and got my PASS yesterday!!! Big thank you to the entire Danko Team and an even bigger THANK YOU to Thomas for the two live reviews. Couldn’t have done it without them!"
S.R., Live Review student (November 2023)
"Passed today and feeling so grateful for this program and group! Beyond the exam and the marks, the review has honestly improved my financial planning conversations with clients 1000%. Thank you to the whole Danko team!"
K.K., Live Review student (November 2023)
"So grateful to say I passed! It was tough - did it through a move while also dealing with my four year old twins. But gotta give it to this team for getting me through. Thank you!!!"
S.K., Live Review student (July 2023)
Pass!!! Thank you Brett and team! There was nothing on the exam I wasn’t prepared for."
B.S., Live Review student (July 2023)
"PASS!! Thank you Brett, John, Michelle, Amy and every one on the team. I could not have done it without this group and this review."
T.C., Live Review student (July 2023)
"First time test taker here, and I PASSED today thanks to everyone at Brett Danko, LLC!"
J.M., Live Review student (November 2023)
"I passed! Cannot thank Brett and the entire team enough. Thomas Pablo is the man!!"
A.R., Live Review student (July 2023)
"Passed! The exam was stressful knowing all the effort I put in and it was still very hard. I worked really hard but I don't think anyone out works Brett!"
J.N., Live Review student (July 2023)
"Another PASS for team Danko! I feel like I’ve been beat up after that exam, but trust me, Danko gets you ready for it. The hardest part is getting out of your head and your own way!"
J.J., Live Review student (July 2023)
"Thanks Danko and team for all the help. I started this journey in April, completing all the education and only using Danko Material. I passed this morning!"
M.F., Live Review student (July 2023)
"Passed! I am so happy with my decision to sign up with Brett Danko! I have never been more prepared for an exam then I was Friday. I felt really good the whole time and knew halfway through that I passed. I did everything Brett told us to do. I was told many times to trust the process and that is what I did."
G.C., Live Review student (July 2023)
"PASSED! Thank you to everyone: Amy Leis for dealing with my anxiety, and Brett and Thomas and John Choi for being such amazing teachers!"
U.K., Live Review student (November 2023)
"I cannot thank you all enough for the amazing program you have built out. Any student who gives it their all is in the best position to pass possible. This certification is going to change my life and I would not be here without you all. Thank you, truly."
A.F., Signature Live Review student (November 2023)
"Huge thanks to the Danko team. I was well prepared for the test and couldn’t have done it without you guys."
J.H., Live Review student (July 2023)
"I learned a lot from Amy Leis about conquering the exam mentally. Everything Brett Danko provides works very well with me. Now I finally finished my first step of my financial career and I will still follow Brett, Thomas, John and Amy. They are truly amazing."
E.K., Live Review student (July 2023)
"This old 60 YO dinosaur ate the dinosaur - PASS! Thanks to Brett, John, Thomas and Amy! All offered great insight and Brett’s storytelling of concepts helps tremendously too."
B.K., Live Review student (November 2023)
"1st time taker and PASSED! Thank you Brett and Team!"
G.C., Live Review student (November 2023)
"I am so thankful to report that I PASSED!! 55 seconds remaining! Thank you to the Brett Danko Team, my study sessions with John Choi, and this supportive group."
T.B., Live Review student (July 2023)
"Just passed! Thanks to this group and especially Brett, John and Thomas!!!!"
A.P., Live Review student (November 2023)
"Thanks to the Danko Team for getting us across the finish line. I honestly don't know how people are doing it without them."
M.L., Live Review student (November 2023)
"John Choi, your Investment quiz was money!!! Thank you so much, to you, for taking the time to create this tool, and for Thomas reviewing all the investment calcs we needed to know!"
K.K., Live Review student (July 2023)
As a retaker I’m really excited and proud to say I PASSED! I even passed the quant exam, which I failed last time. Brett, Thomas, John and the team are incredible at preparing us."
K.O., Live Review student (July 2023)
"John - I wanted to reach out to thank you personally for your help with the exam. Our tutoring session, the Boston Live Review and all of your calls were so through and your examples kept popping into my head as I was testing! I had a lot going on personally and changes at work, and some how managed to pull it off with a pass. I can only attribute it to the care and support of you and the Danko team."
D.M., Signature Live Review student (July 2024)
"Passed at 1:32 pm this afternoon. Thanks so much to everyone at Brett Danko. You are amazing at what you do!!!"
D.S., Live Review student (July 2023)
"Passed! Danko and team you have a gift! Thank you for sharing it with us!"
A.U., Live Review student (November 2023)
Insightful, Dynamic, Effective. Live review classes with Brett Danko are impactful, engaging and filled with the latest case studies, all taught with the most up-to-date and comprehensive materials.